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  • Welcome To Classic Home Mortgage. Welcome Home...

  • Purchasing or Refinancing A Home...

  • Answering All Your Questions...

  • FHA ~ USDA ~ VA Loan Programs...

  • It's What We Do and Why We Say...

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BUYING OR REFINANCING MADE EASYchmteam2010

Whether you are buying your first home, taking a step up or a downsizing empty nester, we have a purchase program to fit your needs. Some programs require little or no down payment, allowing you to make your dream a reality sooner than you thought possible. Other programs offer reduced interest rates for a specified period of time, making house payments more affordable when you need it most.
 

THE RIGHT MORTGAGE DOESN'T COST, IT SAVES.

House Savings

 

We offer you the competitive rates and superior service you deserve. Whether you're buying a home or refinancing, we will find you the best rate and program for your situation. Apply online today for a no-cost, no-obligation pre-approval!

Now, Two Locations!


SIMPSONVILLE, SC
864-962-9121 
 


BLUFFTON, SC
 843-706-9376

From the mountains of the Upstate to the beaches of the Lowcountry, Classic Home Mortgage has you covered.  Many of our Upstate clients have used our services again to buy their dream second home by the beach!


Celebrating 12 Years

       

Since our inception in July, 2001, Classic Home Mortgage has held true to its mission of following the Golden Rule, treating clients as we would like to be treated.  Service, Integrity, Trust ~ those words remain at the core of our mission and the foundation of our business model.

It is you, our loyal clients, however, that have been the driving force behind our longevity.  It has been your repeat business, and just as important, your referrals of your friends and associates to us - in short, it has been your trust - that allows us the privilege of serving you today.

Latest News

Housing Market Slow to Hit Its Spring Stride

Reports from local real-estate agent groups in some of the markets that were the first to rebound, including Las Vegas, Phoenix and San Diego, show year-over-year declines in March home sales. "Overall, even after adjusting for weather, it has been worse than what most people expected," said Tom Lawler, an independent housing economist in Leesburg, Va. With prices and mortgage rates up, the nation's median monthly home payment—including principal and interest—has risen 20% in the past year to about $900, according to John Burns Real Estate Consulting. At the same time, there has been a continued increase in the number of nondistressed purchases made by ordinary buyers and families, further reducing the inventory of homes for sale.
 

In many cities, rent grows out of reach

Miami Real Estate Continues Streak Of Monthly Sales And Price IncreasesMore households are being priced out of more areas: An analysis found 90 cities where the median rent is more than 30 percent of the median gross income.


 

Alternatives to putting 20 percent down on a home

home"It's a myth that all homebuyers must have a 20 percent down payment to buy a home," says Nancy Herrera-Siples, a Riverside, Calif., branch manager at Primary Residential Mortgage. "Putting less than 20 percent is OK with most banks," agrees Christopher Pepe, president of Pepe Real Estate in Brooklyn, N.Y. So why do you constantly hear that you need to put 20 percent down? Because if you don't, it usually means you'll have to shell out money for either private mortgage insurance or government insurance, which is usually financed by the Federal Housing Administration. Mortgage insurance protects the lender in case you can't make your payments and the house is foreclosed on.


 

This couple built their own tiny home for $10,000

Photo: Jess BelhumeurMeet Jess and Dan.


 

Priced out: 'I can't afford a home in my town'

These six househunters have been looking to buy a home in their city for months, or even years, only to be outbid.
 

 

Refinance

Will refinancing save me money?

We can help you lock in a long term fixed rate or refinance and get cash out.
To get started click here

Purchase

Is now the right time to buy?

Purchasing a home is one of the biggest investments you'll make. We're here to help.
To get started click here

FHA ~ VA ~ USDA

Are these programs right for me?

There are benefits to each type of loan. Find out what's best suited to your needs.
To get started click here