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  • Welcome To Classic Home Mortgage. Welcome Home...

  • Purchasing or Refinancing A Home...

  • Answering All Your Questions...

  • FHA ~ USDA ~ VA Loan Programs...

  • It's What We Do and Why We Say...

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BUYING OR REFINANCING MADE EASYchmteam2010

Whether you are buying your first home, taking a step up or a downsizing empty nester, we have a purchase program to fit your needs. Some programs require little or no down payment, allowing you to make your dream a reality sooner than you thought possible. Other programs offer reduced interest rates for a specified period of time, making house payments more affordable when you need it most.
 

THE RIGHT MORTGAGE DOESN'T COST, IT SAVES.

House Savings

 

We offer you the competitive rates and superior service you deserve. Whether you're buying a home or refinancing, we will find you the best rate and program for your situation. Apply online today for a no-cost, no-obligation pre-approval!

Now, Two Locations!


SIMPSONVILLE, SC
864-962-9121 
 


BLUFFTON, SC
 843-706-9376

From the mountains of the Upstate to the beaches of the Lowcountry, Classic Home Mortgage has you covered.  Many of our Upstate clients have used our services again to buy their dream second home by the beach!


Celebrating 12 Years

       

Since our inception in July, 2001, Classic Home Mortgage has held true to its mission of following the Golden Rule, treating clients as we would like to be treated.  Service, Integrity, Trust ~ those words remain at the core of our mission and the foundation of our business model.

It is you, our loyal clients, however, that have been the driving force behind our longevity.  It has been your repeat business, and just as important, your referrals of your friends and associates to us - in short, it has been your trust - that allows us the privilege of serving you today.

Latest News

U.S. home prices down in May, but consumer confidence strong

A vacant home is shown in North Las VegasU.S. single-family home prices fell unexpectedly in May, declining for the first time in more than two years in the latest signal of the wobbly state of the housing market. Still, U.S. consumers remained confident in the broader economic picture, with a key measure of consumer attitudes at its highest since October 2007 and views of the job market the brightest in six years.


 

Million-dollar U.S. housing loans surge to record level

Buying a homeBanks are handing out mortgages of as much as $10 million to the wealthy in record numbers while first-time homebuyers struggle to get loans. Erin Gorman, managing director at Bank of New York Mellon Corp., said she's fielding more requests for home loans of at least $2 million than ever before. She recently provided a mortgage of more than $6 million for a client's purchase of a second property in Colorado. "These high-net-worth borrowers do act differently than first-time buyers, who borrow because they have to," said Gorman, who serves as the national mortgage sales director at Bank of New York Mellon's wealth management group based in Boston.


 

Why mortgage rates haven’t risen as expected

Average US 30-year mortgage rate rises to 4.15 pctForces keeping rates from rising, and what to watch for if you’re mortgage shopping.


 

More Homeowners Are Tapping Their Home Equity

Borrowers took out about 230,200 home-equity lines of credit in the first quarter, up 9% from a year prior, letting them tap up to $23.4 billion, the highest quarterly amount since 2008. Home-equity lines of credit, which are commonly known as Helocs and which account for most home-equity lending, had an average rate of 5.01% in June, down from 5.16% a year earlier, according to mortgage-information website HSH.com. The most common reason borrowers give for taking out loans and lines of credit is to pay for renovations. Terri Ivey and her husband, David, signed up for a $50,000 home-equity line of credit in May, so they would have a source of funding in an emergency after emptying their savings accounts to cover a large tax bill from selling a separate rental property they owned.
 

He's the top U.S. mortgage salesman. His daughter isn't buying it

Home ownershipDaughter doesn’t buy dad’s homeownership cheerleading.


 

 

Refinance

Will refinancing save me money?

We can help you lock in a long term fixed rate or refinance and get cash out.
To get started click here

Purchase

Is now the right time to buy?

Purchasing a home is one of the biggest investments you'll make. We're here to help.
To get started click here

FHA ~ VA ~ USDA

Are these programs right for me?

There are benefits to each type of loan. Find out what's best suited to your needs.
To get started click here